/* explorecreditloan.com — main stylesheet */
.nav-menu{display:flex;align-items:center;gap:4px;list-style:none}
.nav-menu>li>a,.drop-btn{display:inline-flex;align-items:center;gap:5px;padding:12px 13px;min-height:44px;color:#0f172a;text-decoration:none;font-weight:600;font-size:.95rem;background:none;border:none;cursor:pointer;border-radius:8px;font-family:inherit}
.nav-menu>li>a:hover,.drop-btn:hover,.nav-menu>li>a:focus-visible,.drop-btn:focus-visible{background:#eff6ff;color:#1d4ed8}
.nav-menu a[aria-current="page"]{color:#1d4ed8}
a:focus-visible,button:focus-visible{outline:3px solid #0ea5e9;outline-offset:2px}
.caret{font-size:.7rem}
.has-drop{position:relative}
.dropdown{position:absolute;top:100%;left:0;min-width:240px;background:#fff;border:1px solid #dbeafe;border-radius:10px;box-shadow:0 10px 30px rgba(29,78,216,.14);list-style:none;padding:8px;display:none;z-index:5}
.has-drop:hover .dropdown,.has-drop:focus-within .dropdown,.dropdown.open{display:block}
.dropdown a{display:block;padding:11px 13px;min-height:44px;color:#0f172a;text-decoration:none;border-radius:7px;font-size:.93rem}
.dropdown a:hover,.dropdown a:focus-visible{background:#eff6ff;color:#1d4ed8}
.btn-apply{flex:0 0 auto;background:linear-gradient(135deg,#1d4ed8,#0ea5e9);color:#fff;padding:12px 26px;min-height:44px;display:inline-flex;align-items:center;border-radius:9px;font-weight:700;text-decoration:none;letter-spacing:.2px}
.btn-apply:hover{filter:brightness(1.08)}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;padding:12px;cursor:pointer;min-width:44px;min-height:44px}
.nav-toggle span{width:24px;height:3px;background:#1d4ed8;border-radius:2px}

/* hero */
.hero-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center;padding:54px 20px}
.hero h1{font-size:2.15rem;line-height:1.25;margin-bottom:14px;text-wrap:balance}
.hero p.lede{font-size:1.08rem;opacity:.95;margin-bottom:20px;text-wrap:balance}
.hero-badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.hero-badges span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.35);padding:7px 13px;border-radius:999px;font-size:.85rem}
.hero img{width:100%;height:auto;border-radius:14px;box-shadow:0 16px 40px rgba(15,23,42,.25)}
.btn-hero{display:inline-flex;align-items:center;background:#fff;color:#1d4ed8;font-weight:800;padding:13px 28px;min-height:44px;border-radius:9px;text-decoration:none}
.btn-hero:hover{background:#e0f2fe}

/* form shell */
.form-shell{background:linear-gradient(180deg,#eff6ff,#fff);border-bottom:1px solid #dbeafe;padding:34px 20px}
.form-trap{max-width:980px;margin:0 auto;position:relative;z-index:1;isolation:isolate}

/* layout */
.layout{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:minmax(0,2.2fr) minmax(260px,1fr);gap:38px;padding:10px 20px 40px}
.breadcrumb{max-width:1200px;margin:0 auto;padding:16px 20px 0}
.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;font-size:.86rem;color:#475569}
.breadcrumb li+li::before{content:"›";margin-right:6px;color:#94a3b8}
.breadcrumb a{color:#1d4ed8;text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}

/* article */
.article-body{min-width:0}
.article-body h2{font-size:1.5rem;color:#1e3a8a;margin:36px 0 12px;text-wrap:balance}
.article-body h3{font-size:1.14rem;color:#1d4ed8;margin:22px 0 8px}
.article-body p{margin:0 0 15px;color:#1f2937}
.article-body ul,.article-body ol{margin:0 0 16px 22px}
.article-body li{margin-bottom:7px}
.article-body a{color:#1d4ed8}
.article-body img{max-width:100%;height:auto;border-radius:12px;margin:10px 0 18px;box-shadow:0 8px 24px rgba(29,78,216,.10)}
.img-float{float:right;width:min(310px,44%);margin:6px 0 14px 20px}
.answer-block{background:#eff6ff;border-left:4px solid #1d4ed8;padding:14px 16px;border-radius:0 10px 10px 0;margin-bottom:14px;font-weight:600;color:#1e3a8a}
.toc{background:#fff;border:1px solid #dbeafe;border-radius:12px;padding:18px 20px;margin:18px 0 8px}
.toc h2{margin:0 0 10px;font-size:1.05rem;color:#1e3a8a}
.toc ol{columns:2;gap:26px;margin:0 0 0 20px}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}
table.data{width:100%;border-collapse:collapse;margin:12px 0 20px;font-size:.94rem}
table.data th,table.data td{border:1px solid #dbeafe;padding:10px 12px;text-align:left;vertical-align:top}
table.data th{background:#eff6ff;color:#1e3a8a}
table.data tr:nth-child(even) td{background:#f8fafc}

/* card grids */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:18px 0 8px}
.card{background:#fff;border:1px solid #dbeafe;border-radius:14px;overflow:hidden;box-shadow:0 6px 18px rgba(29,78,216,.07);display:flex;flex-direction:column}
.card img{width:100%;height:auto;display:block;border-radius:0;margin:0;box-shadow:none}
.card .card-body{padding:16px 18px 18px;display:flex;flex-direction:column;gap:8px;flex:1}
.card h3{margin:0;font-size:1.05rem}
.card h3 a{color:#1e3a8a;text-decoration:none}
.card h3 a:hover{color:#1d4ed8;text-decoration:underline}
.card p{font-size:.92rem;color:#475569;margin:0}
.card .card-link{margin-top:auto;font-weight:700;font-size:.9rem;color:#1d4ed8;text-decoration:none}
.card .card-link:hover{text-decoration:underline}
.amount-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:18px 0}
.amount-card{background:linear-gradient(160deg,#eff6ff,#fff);border:1px solid #bfdbfe;border-radius:14px;padding:22px;text-align:center}
.amount-card .amt{font-size:1.7rem;font-weight:800;color:#1d4ed8}
.amount-card p{font-size:.9rem;color:#475569;margin-top:6px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:18px 0}
.step{background:#fff;border:1px solid #dbeafe;border-radius:14px;padding:20px}
.step .num{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,#1d4ed8,#0ea5e9);color:#fff;font-weight:800;margin-bottom:10px}
.step h3{margin:0 0 6px}

/* sidebar */
.sidebar{display:flex;flex-direction:column;gap:18px}
.side-box{background:#fff;border:1px solid #dbeafe;border-radius:13px;padding:18px 19px;font-size:.92rem}
.side-box h3{font-size:1rem;color:#1e3a8a;margin-bottom:9px}
.side-box ul{list-style:none;display:flex;flex-direction:column;gap:7px}
.side-box a{color:#1d4ed8;text-decoration:none}
.side-box a:hover{text-decoration:underline}
.side-cta{background:linear-gradient(160deg,#1d4ed8,#0ea5e9);color:#fff}
.side-cta h3{color:#fff}
.btn-side{display:inline-flex;align-items:center;background:#fff;color:#1d4ed8;font-weight:700;padding:10px 20px;min-height:44px;border-radius:8px;text-decoration:none;margin-top:10px}
.side-score .score{font-size:1.9rem;font-weight:800;color:#1d4ed8}

/* cta zone */
.cta-zone{position:relative;max-width:1200px;margin:8px auto 46px;border-radius:16px;overflow:hidden}
.cta-zone img{width:100%;height:300px;object-fit:cover;display:block}
.cta-inner{position:absolute;inset:0;background:linear-gradient(90deg,rgba(30,58,138,.82),rgba(14,165,233,.55));display:flex;flex-direction:column;justify-content:center;padding:0 6%;color:#fff}
.cta-inner h2{font-size:1.7rem;margin-bottom:8px;text-wrap:balance}
.cta-inner p{max-width:560px;margin-bottom:16px}
.btn-cta{display:inline-flex;align-items:center;background:#fff;color:#1d4ed8;font-weight:800;padding:12px 26px;min-height:44px;border-radius:9px;text-decoration:none;width:fit-content}
.btn-cta:hover{background:#e0f2fe}

/* footer */
.site-footer{background:#0f172a;color:#cbd5e1;margin-top:20px}
.footer-img{width:100%;height:220px;object-fit:cover;display:block;opacity:.9}
.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;padding:40px 20px 10px}
.f-brand{font-weight:800;font-size:1.15rem;color:#fff;margin-bottom:10px}
.f-col h3{color:#e0f2fe;font-size:1rem;margin-bottom:12px}
.f-col ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.f-col a{color:#93c5fd;text-decoration:none;font-size:.92rem}
.f-col a:hover{text-decoration:underline;color:#e0f2fe}
.f-col p{font-size:.92rem;margin-bottom:12px}
.f-disclosure{max-width:1200px;margin:0 auto;padding:18px 20px;border-top:1px solid #1e293b;font-size:.8rem;color:#94a3b8}
.f-disclosure p{margin-bottom:10px}
.f-bottom{text-align:center;padding:14px;border-top:1px solid #1e293b;font-size:.85rem}

/* to top */
.to-top{position:fixed;right:18px;bottom:18px;width:48px;height:48px;border-radius:50%;border:none;background:linear-gradient(135deg,#1d4ed8,#0ea5e9);color:#fff;font-size:1.2rem;cursor:pointer;opacity:0;pointer-events:none;transition:opacity .25s;z-index:2147482000;box-shadow:0 6px 18px rgba(29,78,216,.35)}
.to-top.show{opacity:1;pointer-events:auto}

/* mini-faq */
.mini-faq details{border:1px solid #dbeafe;border-radius:10px;padding:14px 16px;margin-bottom:10px;background:#fff}
.mini-faq summary{font-weight:700;color:#1e3a8a;cursor:pointer;min-height:44px;display:flex;align-items:center}

/* responsive */
@media(max-width:1020px){
.hero-grid{grid-template-columns:1fr;padding:40px 20px}
.layout{grid-template-columns:1fr}
.footer-grid{grid-template-columns:1fr 1fr}
.toc ol{columns:1}
}
@media(max-width:820px){
.nav-toggle{display:flex}
.nav-menu{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px;border-bottom:1px solid #dbeafe;box-shadow:0 14px 30px rgba(15,23,42,.12)}
.nav-menu.open{display:flex}
.dropdown{position:static;box-shadow:none;border:none;padding-left:16px}
.card-grid,.amount-cards,.steps{grid-template-columns:1fr}
.img-float{float:none;width:100%;margin:8px 0 16px}
.cta-zone img{height:360px}
}
@media(max-width:560px){
.footer-grid{grid-template-columns:1fr}
.hero h1{font-size:1.7rem}
}